General Information

The content provided on thomasyarwoodperez.com (the "Site") is for informational and educational purposes only. All content, including articles, research reports, stock analyses, portfolio summaries, and any other materials published on this Site, reflects my personal opinions and analysis. It is not intended as, and shall not be understood or construed as, professional financial advice, investment advice, legal advice, or tax advice. All views expressed are those of the author and are subject to change at anytime without notice. I am not a licensed financial advisor, broker-dealer, registered investment advisor, or a professional financial planner. Nothing on this Site constitutes, or is meant to constitute, a recommendation to buy, sell, or hold any securities or investment products.

No Investment Advice

The information on this Site is not tailored to the investment needs of any specific individual and should not be taken as a personalized investment recommendation. Users of this Site should not make any investment decision based solely on the information contained here. I strongly recommend that you perform your own independent research and consult with a licensed financial advisor or other qualified professionals before making any investment decisions.

Personal Holdings Disclosure

I may have personal investments in the securities or assets discussed on this Site. Positions held are subject to change without notice and may be bought, sold, or otherwise modified at any time after publication. Any reference to a specific security or investment strategy is purely coincidental and should not be interpreted as a solicitation or endorsement.

Accuracy of Information

All information provided on this Site is believed to be accurate and based on reliable sources at the time of publication. However, there is no guarantee that any information provided is complete, accurate, or up-to-date. Markets are dynamic, and data can change rapidly. I expressly disclaim any responsibility to update or revise any previously published information to reflect changing circumstances or new developments.

Performance and Risk Warning

Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy or approach discussed will be successful or profitable. No content on this Site should be interpreted as an assurance, promise, or guarantee of any future investment results.

Ownership and Copyright

All trademarks, logos, and company names mentioned or displayed are the property of their respective owners. Their use on this site does not imply any affiliation, endorsement, or sponsorship by those entities. All original content on this site is the intellectual property of the author unless otherwise stated.

Third-Party Links

This Site may contain links to external websites operated by third parties. These links are provided for convenience only. I have no control over the content, policies, or practices of any third-party sites and disclaim all responsibility for them.

No Warranties

All content on this Site is provided "as is" without any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

By using this Site, you agree that under no circumstances shall I be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or reliance on any information provided herein.

Contact

If you have any questions about this disclosure or about the content of this website, you may contact me at: thomasyarwoodperez@gmail.com